Fintop Capital
SEC exempt reporting adviser (venture capital exemption).
- HQ
- TN
Fintop Capital backs the builders rewiring finance. Its team of operators and entrepreneurs previously built, scaled, and sold fintechs. The firm is led by Managing Partners Rick Kushel and Joe Maxwell, and its team also includes partners, venture partners, principals, directors, and associates.
01 · Says / Does
| Tag | Says | Does | Historically (to 2020) |
|---|---|---|---|
| Stages | Not stated | Not enough dated deals | Series A, Series B |
| Sectors | Fintech | Not enough dated deals | Fintech, Enterprise SaaS |
| Regions | Not stated | Not enough dated deals | MA, NY |
Says: what the firm's funds state. Does: from 0 dated deals in the last 24 months.
Historical focus (through 2020), derived from historical deal data.
| Year | Deals | Top sectors |
|---|---|---|
| 2016 | 1 | Enterprise SaaS, Fintech |
| 2017 | 4 | Enterprise SaaS, Fintech, Hardware |
| 2018 | 6 | Fintech, Data analytics, Enterprise SaaS |
| 2019 | 9 | Fintech, Enterprise SaaS, Hardware |
| 2020 | 3 | Fintech, Cybersecurity, Enterprise SaaS |
Stage mix over time
- Pre-seed
- Seed
- Series A
- Series B
- Growth
| Year | Pre-seed | Seed | Series A | Series B | Growth |
|---|---|---|---|---|---|
| 2016 | 0 | 0 | 1 | 0 | 0 |
| 2017 | 0 | 0 | 3 | 0 | 0 |
| 2018 | 0 | 0 | 1 | 2 | 0 |
| 2019 | 0 | 1 | 5 | 2 | 0 |
| 2020 | 0 | 0 | 1 | 0 | 0 |
| 2021 | 0 | 0 | 0 | 0 | 0 |
| 2022 | 0 | 0 | 0 | 0 | 0 |
| 2023 | 0 | 0 | 0 | 0 | 0 |
| 2024 | 0 | 0 | 0 | 0 | 0 |
| 2025 | 0 | 0 | 0 | 0 | 0 |
| 2026 | 0 | 0 | 0 | 0 | 0 |
02 · Fund history
| Fund | Year | Size | Status |
|---|---|---|---|
| FINTOP IV QP, LP | approx. 2026 | Not reported | Raising |
| FINTOP IV, LP | approx. 2026 | Not reported | Raising |
| FINTOP IV SBIC, LP | approx. 2026 | Not reported | Raising |
| FINTOP Fund III QP, LP FINTOP backs founders building companies that rewire finance, led by operators who previously built, scaled, and sold fintechs. Its portfolio spans banking software, lending, payments, and AI applications for financial firms. Inferred from the firm's website and portfolio companies | approx. 2022 | $250M (Form D) | Late investment period |
| FINTOP Fund III, LP FINTOP backs founders building companies that rewire finance, led by operators who previously built, scaled, and sold fintechs. Its portfolio spans banking software, lending, payments, and AI applications for financial firms. Inferred from the firm's website and portfolio companies | approx. 2022 | $250M (Form D) | Late investment period |
| JAM FINTOP Banktech, LP | approx. 2021 | $150M (Form D) | Follow-ons only |
03 · People across funds
- Jared Winegrad, Partner
FINTOP IV QP, LP (Named on Form D); FINTOP IV, LP (Named on Form D); FINTOP IV SBIC, LP (Named on Form D); FINTOP Fund III QP, LP (Team); FINTOP Fund III, LP (Team); JAM FINTOP Banktech, LP (Team)
- Joe Maxwell, Manager of the General Partner
FINTOP Fund III QP, LP (Named on Form D); FINTOP Fund III, LP (Named on Form D); JAM FINTOP Banktech, LP (Named on Form D)
- Ryan Zacharia, Partner
FINTOP Fund III QP, LP (Team); FINTOP Fund III, LP (Team); JAM FINTOP Banktech, LP (Named on Form D)
- Adam Aspes, Partner
FINTOP Fund III QP, LP (Team); FINTOP Fund III, LP (Team); JAM FINTOP Banktech, LP (Team)
- Brittani Roberts, Director
FINTOP Fund III QP, LP (Team); FINTOP Fund III, LP (Team); JAM FINTOP Banktech, LP (Team)
- Chris Haley, Venture Partner
FINTOP Fund III QP, LP (Team); FINTOP Fund III, LP (Team); JAM FINTOP Banktech, LP (Team)
- Chrissy Whitty, Associate
FINTOP Fund III QP, LP (Team); FINTOP Fund III, LP (Team); JAM FINTOP Banktech, LP (Team)
- Colleen Flynn, Director, Marketing
FINTOP Fund III QP, LP (Team); FINTOP Fund III, LP (Team); JAM FINTOP Banktech, LP (Team)
- Cooper Winrich, Associate
FINTOP Fund III QP, LP (Team); FINTOP Fund III, LP (Team); JAM FINTOP Banktech, LP (Team)
- Eric Kwong, Director, Finance/Ops
FINTOP Fund III QP, LP (Team); FINTOP Fund III, LP (Team); JAM FINTOP Banktech, LP (Team)
- George Cecil, Director, Data & Analytics
FINTOP Fund III QP, LP (Team); FINTOP Fund III, LP (Team); JAM FINTOP Banktech, LP (Team)
- Jim McKelvey, Partner
FINTOP Fund III QP, LP (Team); FINTOP Fund III, LP (Team); JAM FINTOP Banktech, LP (Team)
- John Philpott, Partner
FINTOP Fund III QP, LP (Team); FINTOP Fund III, LP (Team); JAM FINTOP Banktech, LP (Team)
- Matt Kelley, Director, FINTOP Network
FINTOP Fund III QP, LP (Team); FINTOP Fund III, LP (Team); JAM FINTOP Banktech, LP (Team)
- Max Haskin, Principal
FINTOP Fund III QP, LP (Team); FINTOP Fund III, LP (Team); JAM FINTOP Banktech, LP (Team)
- Rick Holton, Co-Founder
FINTOP Fund III QP, LP (Team); FINTOP Fund III, LP (Team); JAM FINTOP Banktech, LP (Team)
- Rick Kushel, Managing Partner
FINTOP Fund III QP, LP (Team); FINTOP Fund III, LP (Team); JAM FINTOP Banktech, LP (Team)
- Tommaso Simone, Associate
FINTOP Fund III QP, LP (Team); FINTOP Fund III, LP (Team); JAM FINTOP Banktech, LP (Team)
04 · Recent deals
No dated deals found yet.
05 · Latest from the firm
No news from the firm's website yet.
06 · Sources
- HTTPS://WWW.FINTOPCAPITAL.COM
- https://www.fintopcapital.com/connect
- https://www.fintopcapital.com/team
- https://www.fintopcapital.com/
Fund dates and sizes are from SEC Form D filings.
Last verified: Oct 28, 2026